Moscow

Sberbank

A platform for uniting venture market participants

fintech

startups

investments

SberUnity

The investment platform provides opportunities for small and micro-sized businesses to get funding from individuals or institutional investors. The platform features portfolio investment, when investments are divided into smaller amounts and are split into several loans to reduce risks.

The companies undergo verifications and scoring. Only those borrowing companies, that received positive evaluation, can attract investments to develop business within a short period of time and without collateral. Investors can invest in an unlimited number of projects for a period from 3 to 18 months. The return is expected at 16-22% per annum. To be registered as a borrower, the client has to have an account in Sberbank Business Online.

crowd_finance

SberCredo

Mutual lending crowdfunding platform brings investors (individuals) together to help develop the borrowers’ (legal entities and individual entrepreneurs) businesses. By providing loans, investors earn from 20% per annum.

Fan.Money operates with automated scoring model that uses 256 financial and 24 business indicators. The borrower pays a fee from 3 to 6% to the investment platform for attracting investors. The fee depends on their credit rating and willingness to place information on raising funds on their products and promotional materials via the platform.

lending

Fan.Money

Yandex

Yammi manages investments basing on management research and allows to create a risk-balanced portfolio. The service work is based on several elements: selection of asset classes that allow to get the maximum winnings for the investor in terms of the amount of potential income with the minimum possible risks; creation of portfolios corresponding to individual preferences of investors regarding risk; selection of the most effective investment tools; assessment of the individual level of investor risk tolerance; monitoring and regular rebalancing of the portfolio.

Yammi

Краудлендинг

Финансы

Potok

Alfa_Bank

A platform that provides loans to businesses using the money from private investors-customers of Alfa-Bank. Borrowing companies are tested by a scoring system for a diverse number of parameters. To apply for a loan, it is necessary to go through online registration, providing an account statement and passport data. The term of the application is up to 3 days, the loan is issued for a period of up to 6 months.

The minimum amount for investment is 10,000 rubles, the maximum - 500,000 rubles. It is possible to reinvest returnable amounts, and the money is automatically transferred to new companies. To reduce risks, finance is evenly distributed to 20 companies.

Crowd funding platform for business lending by private investors

ecosystem

Penenza

Penenza is a P2B platform which links borrowers directly to investors. Penenza does not involve banks or other financial intermediaries. Here individuals and entities can provide loans to legal entities.

All the loans are targeted. Investors and borrowers sign loan agreements in electronic form. To apply for a loan, the prospective borrower must fill in a form that includes personal data, company information and loan parameters. Penenza uses a special credit rating system to analyze the data and determine their creditworthiness, drawing upon approximately 400 parameters. A rating is then assigned within 24 hours.

Investors also need to register on the site and must lend at least 5 thousand roubles to participate. The investor’s return is dependent on the grade of the loans they invest in.&nbsp;

The lower the grade, the higher the maximum potential fixed return for the first month and subsequent annual rate, commencing from the 31st day of the month.

A p2b lending platform for legal entities

Краудфандинг

T_Technologies

The service provides a general purpose fundraising for Tinkoff debit card holders. To get started, you need to specify the purpose of collecting funds, the required amount and deadline, then a link is created that can be posted on social networks or sent via messengers.

The collected funds go to the target savings account, which is automatically created in the account. Fundraising is carried out in rubles - in the amount from 1000 to 100 000 000. It can last from one day to 6 months, the account is opened for free.

banks

Collect money

Торговые площадки

City_investment_management_agency

This service allows you to send a proposed investment project in electronic form to the Government of Moscow for review. To do this, you need to create an account and submit an application. It is required to fill out a form describing the project parameters and attach all additional necessary materials.

Submitted investment initiatives are considered in accordance with the «one stop shop» principle. The response time, assuming additional review by the Government of Moscow is not required, is one to five working days.

Submitted applications are displayed in the “Appeals / Complaints" section of the personal account. Users will receive notifications regarding any change in status of their applications.

Tech Solutions