Online service for lending
Direct credit allows internet shops to lend to clients online. The service is integrated with scoring systems of banks, which makes it possible to obtain a credit decision online.
The process of obtaining a loan via the company service consists of 5 stages. Firstly, the client chooses the appealing product on the partner shop’s website and places an order. After that, the client chooses an optimal monthly payment and specifies the initial contribution and the loan period. On the website the client can become familiar with the conditions of the loan facilities provided by the partner banks and the loan provisions. Then the client has to fill in the unified form, which will be submitted to the bank for scoring.