Mutual lending crowdfunding platform brings investors (individuals) together to help develop the borrowers’ (legal entities and individual entrepreneurs) businesses. By providing loans, investors earn from 20% per annum.

Fan.Money operates with automated scoring model that uses 256 financial and 24 business indicators. The borrower pays a fee from 3 to 6% to the investment platform for attracting investors. The fee depends on their credit rating and willingness to place information on raising funds on their products and promotional materials via the platform.