Moneyman uses overdue promissory obligations collection technology based on AI. AI sets the date when the borrower repays the debt and chooses means of interaction with the borrower using machine learning technology.

Moneyman calculates the possibility of the client paying the debt on a certain day in case of late repayment and helps to choose the best way of interacting with the client. The system chooses the most effective way of communication with the borrower (calls, SMS or emailing). The lender always communicates with the client remotely.