The investment platform provides opportunities for small and micro-sized businesses to get funding from individuals or institutional investors. The platform features portfolio investment, when investments are divided into smaller amounts and are split into several loans to reduce risks.

The companies undergo verifications and scoring. Only those borrowing companies, that received positive evaluation, can attract investments to develop business within a short period of time and without collateral. Investors can invest in an unlimited number of projects for a period from 3 to 18 months. The return is expected at 16-22% per annum. To be registered as a borrower, the client has to have an account in Sberbank Business Online.