By using the platform private investors can provide loans to small businesses. Thanks to the scoring system based on big data analysis, the decision on the application is made automatically within two hours. To obtain a loan, no collateral and guarantee are needed, only the TIN and turnover statement in the clearing account are required from the company.

When registering a borrower, the platform independently checks the company on the databases and makes a decision on the possibility of the company to place an application for a loan.