TEKO is a platform for financial institutions and trading platforms for accepting cash and non-cash payments using distributed ledger technologies. The platform is an integration of classic processing and blockchain-based distributed ledger technologies.

Platform advantages: consumer goods and services company gets the opportunity to process payments on its side, acquiring all the advantages of direct connections with providers; the platform provides a deferred payment mechanism, automation of reconciliation of registers between all parties to the transaction, and individuals get access to a distributed database and can control participation in loyalty programs.

Several working modes are available: classic centralized mode on the bank side, SaaS solution on the TEKO side and distributed mode for all system participants.