Moscow

Uniteller

Uniteller accepts payments by bank cards, e-money, mobile payments and payments and payments via self-service terminals. Uniteller meets the data security requirements of the Payment Card Industry PCI DSS and PA DSS.

To get access to the system the user should furnish the following information to the website: information about the legal entity, documents required for the conclusion of a deal between the retail business establishment and clients that meet the requirements of legislation of the Russian Federation, the information about marketing licenses and authorizations given by the producer or public authorities, the information about bank card payment security guaranteeing and dispute settling in accordance with the legislation of the Russian Federation, the information about goods delivery and refunds, the information about physical location, VISA, MasterCard, Uniteller, MIR.

fintech

banks

acquiring

Yandex

Yammi manages investments basing on management research and allows to create a risk-balanced portfolio. The service work is based on several elements: selection of asset classes that allow to get the maximum winnings for the investor in terms of the amount of potential income with the minimum possible risks; creation of portfolios corresponding to individual preferences of investors regarding risk; selection of the most effective investment tools; assessment of the individual level of investor risk tolerance; monitoring and regular rebalancing of the portfolio.

investments

Yammi

Sberbank

The payment service allows entrepreneurs to receive payments from both individuals from Visa and Mastercard bank cards, via online banks, from electronic wallets Yandex.Money, Qiwi, WebMoney and legal entities via a B2B payment service. Payment acceptance is provided by Yandex.Kassa. 
“Business-account” allows to send links not only to the company’s page, but also to the invoice details and the payment form, as well as to set up individual payment links-invoices, in which it is possible to specify the sum and goods for payment in advance. The service is provided by “Non-profit organization Yandex.Money” LLC.

B2C and B2B payment service for entrepreneurs

electronic_payments

Business profile

By using the platform private investors can provide loans to small businesses. Thanks to the scoring system based on big data analysis, the decision on the application is made automatically within two hours. To obtain a loan, no collateral and guarantee are needed, only the TIN and turnover statement in the clearing account are required from the company.

When registering a borrower, the platform independently checks the company on the databases and makes a decision on the possibility of the company to place an application for a loan.

Crowdfunding platform for small and medium-sized businesses

crowdfunding

lending

big_data

SimplyFi

Торговые площадки

Финансы

This online trade system is intended for concluding foreign exchange transactions by legal entities. Included into Sberbank ecosystem, Sberbank Markets allows to accomplish conversion operations with expectations for today, tomorrow and the day after tomorrow in real time on more than 30 currency pairs, conclude contracts, including currency forwards and swaps, negotiate terms of monetary funds placement.

trade

ecosystem

chatbots

Sberbank Markets

Краудлендинг

Penenza

Penenza is a P2B platform which links borrowers directly to investors. Penenza does not involve banks or other financial intermediaries. Here individuals and entities can provide loans to legal entities.

All the loans are targeted. Investors and borrowers sign loan agreements in electronic form. To apply for a loan, the prospective borrower must fill in a form that includes personal data, company information and loan parameters. Penenza uses a special credit rating system to analyze the data and determine their creditworthiness, drawing upon approximately 400 parameters. A rating is then assigned within 24 hours.

Investors also need to register on the site and must lend at least 5 thousand roubles to participate. The investor’s return is dependent on the grade of the loans they invest in.&nbsp;

The lower the grade, the higher the maximum potential fixed return for the first month and subsequent annual rate, commencing from the 31st day of the month.

A p2b lending platform for legal entities

crowd_finance

Финтех

Finhead

Finhead allows to choose the best conditions among various offers of banks and MFIs. For individuals, consumer loans, mortgages, car loans and credit cards are available.

Businesses, in addition to loans, can get a bank guarantee, select leasing terms, open a checking account, and issue a deposit.

Finhead performs the initial verification of documents and interacts with more than 30 banks. The service only charges a fee if the deal is made.

Banki_ru

A financial marketplace that helps users find the most interesting offers in banking, insurance, telecommunications and investment markets.

In the “Banks” section, users can open deposits, acquire consumer loans, mortgage, micro, and car loans, obtain credit and debit cards, find their credit history, make transfers between accounts or service loans, etc. In addition, services for selecting banking products (car loans, mortgage and loan calculators) are available. It is also possible to calculate deposit profitability.

According to the company data, monthly users of Banki.ru submit over 100 thousand applications for banking, insurance and investment products.

Banki.ru

Fundico

The marketplace where entrepreneurs can get a p2p loan, while creditors – earn money.

The service provides the matching of applications and ensures the trust between the participants of the process. The borrower visits the marketplace, asks for a loan and uploads the documents.

The system checks them, evaluates the financial solvency, and if the results are satisfactory, makes the application available for everyone’s view. Investors choose projects and offer money. When the required amount of money is collected, a loan is issued by direct agreements past the platform.

co-financing

Rostelecom

The service allows you to become a bank customer and receive their services without visiting offices and showing your ID – with the help of biometry (face and voice recognition) over the internet. The unified biometric system processes two types of biometry: face and voice – simultaneously.

Two modules allow you to identify a “live person” and not the imitation of his biometry in a digital channel. Face and voice recognition are two most accessible and commonly used technologies to date. Vein matching, iris and fingerprint identification require specialized readers unavailable in the mass segment.

But the availability of technologies today is not a limiting factor for their application in future. The architecture of the system allows users to add other modules.

Tech Solutions